If you are injured at work, you could be eligible for workers’ compensation benefits. Most workplace accidents in Illinois entitle an employee to workers’ compensation benefits, which include insurance for medical costs and missed wages. The accidents covered range from a one-time back or neck injury to carpal tunnel syndrome caused by years of typing. Occupational diseases are also compensated. Inhaling gases or being exposed to harmful chemicals may cause these illnesses.Do you want to learn more? Visit Law Offices of Joan M Lauricella
One of the first things you’ll do is file a claim with the Illinois Workers’ Compensation Commission, which is in charge of overseeing and hearing claims involving injured workers. Will County’s hearing location is the Will County Courthouse, which is located at 14 W. Jefferson in Joliet, Illinois. If you are injured while working in Will County, your appeal will be tried here as well.
Another requirement in Illinois is that you contact your employer within 45 days of your injury. You must also keep in mind the three-year statute of limitations from the date of your injury. This ensures you have a certain amount of time to file a petition with the Commission.
When you file a workers’ compensation petition, keep in mind that you are not filing a lawsuit. Instead, it serves as a substitute for a lawsuit. So, regardless of who caused the injury, you have the right to file a lawsuit. That means that if you were injured as a result of your own negligence, you can still file a claim and receive compensation. However, if you were injured as a result of your employer’s negligence, you would be unable to bring a complaint (That is the general rule, though there are some exceptions).
In Illinois, there are three major categories of workers’ compensation insurance available to injured workers:
Health-related. This covers all of the medical expenses. You should not be responsible for any out-of-pocket expenses. Your medical costs should be completely covered as long as the expenditures are fair and, of course, relevant to the job accident.
Temporary Total Disability (TTD) is a term that refers to a During the time you are unable to function and recovering from your injury, you are entitled to 2/3 of your regular weekly salary. You may also be eligible for involuntary complete disability if you are able to work but your employer is unable to meet your work conditions.
Partially disabled for life. Your doctor will decide whether or not your injury is irreversible. If this is the case, and you are only able to return to a lower-paying position, you might be eligible for compensation.